The Rent-to-Own program

Are you struggling to secure a mortgage despite having a solid income? The rent-to-own program Offers you the opportunity to move into your dream home now, with a pathway to ownership. Here's how it works: You'll lease the home of your choice for a specified period, during which a portion of your monthly rent goes towards building equity. This allows you to save towards a down payment while enjoying the benefits of living in your future home. When the lease period ends, you have the option to purchase the property at a pre-agreed price. It's a flexible and empowering way to transition from renting to owning, tailored to help you achieve your homeownership goals.

The Benefits of Rent-to-Own 

Rent-to-own offers several compelling benefits for prospective homeowners. Firstly, it provides a pathway to homeownership for individuals who may not currently qualify for a traditional mortgage due to credit challenges or insufficient down payment savings. By renting initially and gradually accumulating equity through monthly payments, renters can build up their financial profile and demonstrate responsible payment history, improving their chances of securing a mortgage in the future. Additionally, Rent-to-own agreements often lock in the purchase price at the beginning of the lease, shielding renters from potential increases in home prices. This stability allows them to plan and budget effectively for their future purchase. Overall, Rent-to-own is a practical and empowering solution that bridges the gap between renting and homeownership, offering financial flexibility, stability, and the chance to achieve the dream of owning a home.

MORTGAGE PAYMENT CALCULATOR

Who Can Benefit from Rent-to-Own?

Credit Issues: Past credit problems, bankruptcies, or late payments due to life events won't disqualify you. Rent-to-Own gives you time to improve your credit while living in your future home. 

Self-Employed: If you need help meeting bank requirements due to self-employment, we can help you get into a home now while you work on meeting income verification standards.

New to Canada: Establish your credit history and enjoy homeownership even If you're new to the country. 

Recently Divorced: Rebuild your financial stability and provide a stable home for your family.

LAND TRANSFER TAX CALCULATOR

Why Choose Rent-to-Own?

No Hidden Fees: Aside from the cost of a home inspection, there are no additional fees.

Commitment to Your Success: Our partners work with you to develop a budget that meets lending rules and your family's needs.

Once you're pre-approved, Our dedicated Real Estate Team will work tirelessly to help you find the perfect home, ensuring a smooth and supportive experience as you move towards homeownership. 

Expert Support: From pre-qualifying to closing, you will receive expert guidance every step of the way.

CMHC INSURANCE CALCULATOR

Ready to Explore Your Options? Remember, by completing this form, your credit score will NOT be impacted, and we never pull your credit without your permission.

Some tips to complete this application for more accurate results:

1. Indicate the maximum down payment you have available today.

2. Enter the annual income for ALL members of your household. This includes spousal support, child support, part-time income, permanent disability, pension, and child benefits